The bank purchased an apartment for me, the price of which was 450,000 Riyals. I am going to pay the bank back a sum of 930,000 Riyals over a period of 25 years. This amount is taken from my wages. In the event of death, the apartment will be signed over to my inheritors. Thus, my question is, Does this type of transaction constitute usury? It is to be noted that the profit of the bank in this is over half of the price they paid for it.